At GVC Mortgage Buchanan, homebuyers always come first. We use our understanding and experiences as homebuyers to guide our processes as Mortgage Consultants. We understand what it’s like to be a homebuyer because we’ve been there and struggled through the process like many homebuyers. Now, we’re on a mission to make sure future homebuyers don’t.
Our Buchanan mortgage team puts people first, which means communication is our top priority. We like working one-on-one with homebuyers to make sure they understand their options and ensure that they make the best financial decisions. Our goal is to get you in your dream home with as few hiccups and issues as possible.
Processes sound boring, but we promise there’s a reason for them! Our goal is to eliminate the barriers keeping homebuyers from the closing table. We use our processes to accomplish this mission. We start with a free consultation, so you know what to expect from the homebuying process and go from there!
Step 1: Connect with our team
Understanding the entire homebuying journey can be intimidating, we do our best to make the first step of reaching out as relaxed as possible. We’ll go over the process, talk about your financials, and get you pre-qualified. This step is all about supporting your house hunting efforts. Once you find the right home, we’ll get you pre-approved and really get the mortgage process going.
Step 2: Apply for your mortgage
Once you find your home, we’ll really dig into the mortgage application process. Our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.
Step 3: Close on your dream home
When you’re approved, we’ll schedule the closing and finalize the last-minute details. Don’t worry, we’re here to make sure nothing slips through the cracks. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
Finding the right mortgage loan program can save you time and money. That’s why it’s so important we understand where you want to purchase, what your finances look like, and what your home goals are. Together, we’ll find the right solution to help you accomplish those goals.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
What are the best mortgage loan programs for Buchanan?
When it comes to your home loan program, it’s about more than just location. While location does play a huge part in the process, we also have to take into account, your finances, the home you’re looking for, and your unique situation. That’s why we take the time to get to know homebuyers before making any recommendations about Michigan home loans.
How long does the Buchanan home buying process take?
You’ve probably heard it takes months to purchase a home, but the truth is we can help you close in two weeks or less, depending on the loan program. It comes down to several factors like loan program, qualifications, and communication. The bottom line: we’re here to help you meet your goals.
How much does it cost to purchase a home in Buchanan?
Buying a home comes down to a lot of factors and so does the pricing. Ultimately, it’s about what you’re looking for in a home. As a Michigan mortgage provider, we’re able to offer home loan programs designed specifically for your needs.
How much do I need for a down payment in Buchanan?
The traditional mortgage down payment is 20%, but it’s a myth that you need that much. The reality is that, typically, you’ll need 0-5% for your down payment, depending on the loan program and your qualifications.
I want to purchase a home in Buchanan, where should I start?
Start with GVC Mortgage Buchanan! We’d love to help build a custom plan for you and your home goals. Our team will help you build a real budget, get you pre-qualified for your loan, and help in any way we can during the house hunting process.
I don’t live in Buchanan, Michigan. Can you still help me?
Absolutely! Since we’re licensed in Michigan, Indiana, and Illinois we can help you purchase a new home anywhere in the state including Buchanan, Niles, South Bend, Saint Joseph, Kalamazoo, and everywhere in between!