The North Shore Mortgage Team
Lisa Olson
Mortgage Consultant, NMLS# 1425713
States Licensed in: IN
Larry Lucas
Mortgage Consultant, NMLS# 2006254
States Licensed in: IN
Members of our team are licensed in Indiana which means we can help you with home financing throughout the state.
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About North Shore Mortgage
North Shore Mortgage is a full-service lender offering a wide range of loans to help homebuyers and homeowners achieve their goals. We believe in creating a personal experience for every borrower. This customized experience leads to better service. Every step of our process including origination, processing, and underwriting is done locally. Why? By doing things locally we ensure that your information is secure, processed correctly, and stays on track.
We’re proud to be part of the GVC Mortgage family because it allows us to stay focused on our community and our neighbors. Being a community-focused, Indiana lender means we get to help our neighbors through one of the biggest financial decisions they’ll ever make. We take our jobs seriously but understand that being authentic goes a long way. With access to over 30 different loan programs, we’re ready to help you purchase the home of your dreams.
How Can We Help You?
The Mortgage Process
The home loan process can be intimidating, especially for first-time homebuyers, but our goal is to make the it as simple as possible. We focus on your goals from the get-go, which allows for more personal service. We listen to what you’re looking for and dig into your finances. This allows us to recommend the right loan program and help you accomplish your homeownership goals.
Step 1: Contact our team
Before you can start looking for a home, you need to know and understand the price range you’re working with. Getting pre-qualified helps you understand your loan options and the loan amount you could be approved for. Then, you can start looking at homes. But don’t worry, we won’t just send you out on your merry way. We’ll check in with you while you shop, so that we can stay on top of your loan.
Step 2: Apply for your mortgage
For many homebuyers, this is the most intimidating part of the process. You’ve been pre-qualified for your loan and even found your dream home. Now, it’s time to submit your documents and application to underwriting. During the part of the mortgage loan process, underwriters will comb through your application to make sure you meet the requirements of the loan. But don’t worry because we’ll guide you through the application and help navigate any bumps in the road.
Step 3: Close on your dream home
After having your loan approved, it’s time to sign the closing documents! We’ll sit down with you at the title company to make sure you understand every aspect of your final loan documents. Typically, your loan will close shortly after you’ve been approved. And, at the end of the process, we’ll welcome you home!
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Finding the Right Mortgage Loan Program
No two loan programs are exactly the same. That’s why we need to fully understand your goals and your personal situation. Only by understanding those two things can we make an accurate recommendation. North Shore Mortgage has access to a variety of home loan programs that are each designed to help you achieve your goals.
FHA Loans
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
USDA Loans
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
VA Loans
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.
Conventional Loans
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for Conventional home loans, as well.
Have a Question About Our Loan Programs?
Frequently Asked Questions
What are the best mortgage loan programs for McCordsville?
Finding the best mortgage loan program for your future home has less to do with the location and more to do with your situation. Yes, location plays a role, but your finances and future goals are typically more important. As a McCordsville mortgage provider, we’re more than happy to offer a range of mortgage loan programs all designed to help you purchase your home. We work one-on-one with borrowers to determine which loan program is best for them.
Get AnswerHow do I buy a home in McCordsville, Indiana?
Buying a home in McCordsville starts with getting pre-qualified for your loan. From there, you can start searching for the right place to call home. We’ll even help connect you with a Realtor to guide you through the home search. While you’re searching for your home, we’ll also help you get started on collecting documents and filling out your mortgage loan application.
Get AnswerHow long does the McCordsville home buying process take?
It really depends on several factors like loan program, searching for a home, and your commitment to communication throughout the entire process. Because we handle the loan process locally, we can move quickly. In fact, depending on the loan program, we can help you close on your home in 2 weeks.
Get AnswerHow much does it cost to purchase a home in McCordsville?
McCordsville is a hot spot for real estate right now, but the home prices vary based on location and size of your home. At North Shore Mortgage, we help you better understand your purchasing budget, which in turn helps you find the right home for your family.
Get AnswerHow much do I need for a down payment in McCordsville?
Contrary to popular thought, the 20% down payment rule is a myth. There are great loan programs available to qualifying homebuyers that require 5% or less for a down payment. In fact, some loan programs offer 100% financing for qualified home buyers. It really comes down to finding a loan program that fits your goals and individual situation.
Get AnswerI want to purchase a home in McCordsville, where should I start?
The home purchase process should start with getting pre-qualified for your loan. It’s difficult to search for homes when you don’t know what price range to search in. By getting pre-qualified and creating a plan with our team, you’re setting yourself up for success.
Get AnswerI don’t live in McCordsville, Indiana. Can you still help me?
Because our team members are licensed in Indiana, we can help you purchase a home anywhere in the state! We aren’t confined to a specific city, county, or region and we love helping homebuyers all over. We frequently help homebuyers in McCordsville, Fortville, Fishers, Geist, Greenfield, New Palestine, and Indianapolis.
Get AnswerHave a Different Question?
North Shore Mortgage Reviews
Contact our North Shore Mortgage Team
Office: 317.335.5025
Email: sbond@northshoremort.com
Address: 8250 N 600 West Ste A, McCordsville, IN 46055
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