The Mortgage Process
The home loan process can be intimidating, especially for first-time homebuyers, but our goal is to make the it as simple as possible. We focus on your goals from the get-go, which allows for more personal service. We listen to what you’re looking for and dig into your finances. This allows us to recommend the right loan program and help you accomplish your homeownership goals.
Step 1: Contact our team
Before you can start looking for a home, you need to know and understand the price range you’re working with. Getting pre-qualified helps you understand your loan options and the loan amount you could be approved for. Then, you can start looking at homes. But don’t worry, we won’t just send you out on your merry way. We’ll check in with you while you shop, so that we can stay on top of your loan.
Step 2: Apply for your mortgage
For many homebuyers, this is the most intimidating part of the process. You’ve been pre-qualified for your loan and even found your dream home. Now, it’s time to submit your documents and application to underwriting. During the part of the mortgage loan process, underwriters will comb through your application to make sure you meet the requirements of the loan. But don’t worry because we’ll guide you through the application and help navigate any bumps in the road.
Step 3: Close on your dream home
After having your loan approved, it’s time to sign the closing documents! We’ll sit down with you at the title company to make sure you understand every aspect of your final loan documents. Typically, your loan will close shortly after you’ve been approved. And, at the end of the process, we’ll welcome you home!
