Looking for more room to run?
The USDA home loan program offers up to 100% financing and flexible guidelines for homebuyers purchasing in designated rural areas, backed by the USDA (United States Department of Agriculture).
Begin your USDA Loan journey today.
What are the benefits of a USDA Loan?
01.
No Down Payment
Qualifying homebuyers purchasing an eligible property can get up to 100% financing for their future home. You can even finance your upfront Private Mortgage Insurance (PMI).
02.
Flexible Credit Guidelines
Unlike other programs, USDA Loans are more flexible, allowing you to use alternative documents like subscriptions, rents, and monthly bill payments to establish your credit history.
03.
Lower Monthly PMI
If you choose to not place a down payment on your home using a USDA Loan, then you’ll most likely need to pay PMI every month. As of now, the USDA offers the lowest PMI rate of any loan program, and the price doesn’t change based on your down payment.
Apply for your USDA Loan in just 3 easy steps.
Not sure where to start when it comes to your USDA home loan? Don’t worry – we have you covered! Keep scrolling to see the steps ahead of you.
Get pre-approved
Our mobile app, Mortgage Express, helps you get pre-approved quickly. It’s secure and you can upload all required documents straight into the app to save you time and energy.
Talk to a Mortgage Consultant
Your GVC Mortgage Consultant will keep you and your agent updated every step of the way with our Milestone Updates.
Close on your loan
Your Mortgage Consultant will assist you with everything you need and help you setup your closing appointment.