The Mortgage Process
From the moment a homebuyer contacts our team to the moment they sign the closing documents, we’re there for them. We sit down one-on-one to discuss goals and options. In addition to the one-on-one consultation, we help homebuyers compile their documents and submit their application. Then, our team carefully reviews every detail of the application to ensure that it paints an accurate picture.
Step 1: Contact our team
We meet with every client for a loan consultation. During this phase of the process, we educate buyers on the loan process and their options. Determining the right loan program for your needs is a crucial piece of the process. We’ll also provide an initial estimate and issue a pre-approval, so you can shop for homes in the right price range.
Step 2: Apply for your mortgage
This is the step, for many homebuyers, that becomes the most stressful. To apply for your mortage, you’ll need to find paperwork, fill out documents, and answer questions from our team. But, we’re in this together and once we’re done filling out the application, our underwriters will carefully review it. The goal is to make sure you meet the loan programs specific guidelines.
Step 3: Close on your dream home
Once your mortgage application is approved, we can start working on the final touches! This step is all about making sure you get to the closing table without any major disruptions. Plus, once you sign all the paperwork at the closing table, you’ll be a homeowner! By far, our favorite part this whole process is watch homebuyer receive the keys to their new home.
