As a Toledo mortgage lender, we’re here to help you through the homebuying process. The first step is to speak with one of our Mortgage Consultants. We’ll learn about your homebuying goals and your financial situation. After learning more about you, we’ll have a better understanding of how to help you and we will make loan recommendations to help you achieve your homeownership goals.

From there, it’s all about your loan program and how quickly you’re looking to purchase. Unlike other Toledo mortgage companies, we can help you close on a loan in as little as two weeks, depending on the loan program.

When it comes to finding the best mortgage, it isn’t just about where you are located. Yes, property location does play a role. For instance, USDA home loans are restricted to certain counties and even areas within a county. For Toledo, though, there are several great options to consider. As a trusted mortgage lender, we only make recommendations after fully understanding your situation. GVC Mortgage is more than happy to provide a wide range of loan programs because that’s truly the only way to end up with the best program.

Without knowing your full situation, it can be difficult to answer this question. A commitment to communication and already having a home in mind means that we can help you close on the home in 2 weeks or less, depending on the loan program. However, in most cases it takes a couple of months. Because you need to be pre-approved for your loan, find a home, negotiate the sale price of the home, have the home appraised/inspected, and close on your loan it can take a little time for the process to be completed. If you stay on top of document requests, are upfront with your Mortgage Consultants, and work closely with your Realtor, the process can be extremely smooth, though.

Purchasing a home in Toledo is all about your financial life. At GVC Mortgage, we understand that no two homebuyers are alike. Because we understand this, we’re able to help each homebuyer as an individual. Our team works one-on-one with borrowers to determine the right loan program and the right budget for their homebuying goals.

Toledo home loans offer a variety of benefits all designed to give borrowers a financial life that they can manage. Because no two buyers are the same, no two programs are the same. The idea that you need 20% for your down payment in Toledo is not true. Yes, a 20% down payment will offset other costs, but it is not required to purchase a home. Some loans require absolutely no down payment for qualifying borrowers, while other programs require 3.5%-5%.

The homebuying process in Toledo starts with us! Before you start house hunting, it’s a great idea to speak with a Mortgage Consultant who, based on your financial situation, can help you better understand your homebuying budget. If you don’t have a realistic budget, you could end up wasting time looking at homes out of your price range. Instead, as a mortgage lender, we can help you start the entire process on the right foot.

Our team is licensed in Ohio, which means we can help you purchase a home anywhere in the state. Not to mention, members of our team also hold licenses in Indiana, Illinois, and Michigan, allowing us to serve homebuyers from four states. We’re proud to serve the Perrysburg community and work with homebuyers in Maumee, Toledo, Bowling Green, Holland, Sylvania, and many other communities.