Perrysburg, Ohio

    Welcoming You Home

    Meet Our Team


    The GVC Mortgage Perrysburg Team

    About GVC Mortgage Perrysburg

    We believe two things directly contribute to a successful mortgage loan experience: understanding the process and customer service. When it comes to your homebuyer goals, we make them our goals. In order to create a stress-free mortgage loan process, we constantly communicate and educate homebuyers. It doesn’t matter if you’re a first-time homebuyer or a fifth-time homebuyer, our team is dedicated to helping you achieve homeownership.

    As a Perrysburg, Ohio mortgage lender, we’re able to offer multiple options for buying a home. Having a wide range of loan program options like FHA home loans, USDA home loans, VA home loans, Conventional home loans, and more allows us to better serve homebuyers.

    An Ohio mortgage lender focused on your homebuying goals

    How Can We Help You?

    The Perrysburg Mortgage Process

    When it comes to finding the right home loan for your purchase, there are several things to consider. As a trusted mortgage partner, the team at GVC Mortgage Perrysburg, will walk you through all the necessary steps to secure the home loan program for your specific situation. Typically seen as a complicated process, we do our best every single day to reduce the stress, increase the personal attention, and create a seamless mortgage loan process for every homebuyer. 

    Step 1: Talk to a mortgage consultant

    During this step, our goal is to learn about your situation and help you discover the right loan program. Because no two homebuyers are the same, we really must understand your finances, what type of home you’re looking to purchase, and where you’re looking to purchase before we can make a loan program recommendation. This is also the step where you’ll get pre-qualified for your loan. Talking to a mortgage loan officer and pre-qualifying for your home loan means you’ll have a better understanding of your budget and the mortgage loan process.

    Step 2: Apply for your home loan

    Don’t worry, before your mortgage loan application is sent to the underwriters, we’ll review it with you to make sure everything checks out. Once we’ve cleared it and sent it to the underwriters, they’ll be looking over your documents and verifying that you meet the loan program’s specific guidelines. This step is exactly why we must ask questions and better understand your situation in the first step of the mortgage loan process. Only by understanding your situation and homebuying goals can we recommend a viable option for you.

    Step 3: Close on your dream home

    The last step is by far our favorite step because it means we get to welcome you home! After your mortgage loan application goes through the underwriting process, it’s time to close on your home. This is also the step where you get to sign a bunch of paperwork, but, don’t worry, we’ll be there with an extra pen, in case your pen runs out of ink. Plus, after you sign all the paperwork, you’ll get the keys to your new home and you can finally move in!

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    Finding the Right Mortgage Loan Program

    Because no two homebuyers are the same, no two home loan programs are the same. It’s all about your qualifications as a buyer, your location, and your financial situation. The team at GVC Mortgage Perrysburg has access to a wide variety of loan programs that are designed to help you achieve your goals of homeownership.

    FHA Loans

    FHA home loans are designed for those needing a mortgage loan with some flexible guidelines. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

    USDA Loans

    USDA home loans are for borrowers looking to purchase in more rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

    VA Loans

    Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

    Conventional Loans

    Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for Conventional home loans, as well.

    HomeReady Loans

    HomeReady mortgage loans are designed for low- and moderate-income borrowers to. These loans have lower down payment options and have flexible down payment contribution regulations.

    Home Possible Loans

    Home Possible mortgage loans offer flexible borrower qualifications available. Qualified borrowers, can access a loan with low down payment options, flexible sources of down payments, and income flexibility.

    Have a Question About Our Loan Programs?

    Frequently Asked Questions

    How much do I need for a down payment?

     

    There’s a good chance that you have heard about the 20% rule for down payments. Here’s the truth, though, it’s a myth. Down payments come in a variety of sizes. What really matters is the loan program. Some home loan programs require nothing for a down payment, for qualified borrowers, while others require only 3-5%.

    Before you know how much your down payment will be, it’s important to determine the right loan program for your needs. Our team is here to help!

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    Which loan program is right for me?

     

    There is no one-size-fits-all when it comes to loan programs, so it is impossible to say which loan is right for you without knowing your situation. Each type of home loan has its benefits and limitations according to its rules and regulations. After speaking with one of our mortgage consultants, we’ll have a better idea of your situation and can then make a more informed mortgage program recommendation.

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    I want to buy a house, what’s my first step?

     

    Your first step in the home buying process is to speak with a mortgage consultant. Once you’ve done that, you’ll be pre-qualified for your loan and can start searching for a home with confidence. It’s best to pre-qualify for your loan before you start the house hunting process so that you have a better understanding of your budget.

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    How long does the home buying process take?

     

    With a commitment to communication, our team can help you close on your loan in two weeks or less, depending on the loan program. It all comes down to how quickly you respond to questions and requests for documentation. We’ll do everything we can to move the process along and to be in constant communication, so you always know where your application stands.

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    Have a Different Question?

    GVC Mortgage Perrysburg Reviews

    Contact the GVC Mortgage Perrysburg Team

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    Office: 567.298.4670
    Email: mineshb@gvcmortgage.com
    Address: 1021 Sandusky St Ste H, Perrysburg, Ohio 43551

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