Serving the South Bend, Indiana Area

GVC Mortgage

605 W Edison Rd Ste E, Mishawaka, IN 46545


Meet your GVC Mortgage South Bend team.

Members of our team are licensed in Indiana, Illinois, and Michigan which means we can help you with home financing throughout the state.

Ryan Woodruff Headshot (1)-1
Ryan Woodruff

Regional Manager
NMLS# 740313

States Licensed in: IL, IN, MI


Maria Rothy Headshot (1)
Maria Rothy

Senior Loan Officer
NMLS# 1812893

States Licensed in: IN, MI


Cassie Hinsey
Cassie Hinsey

Mortgage Consultant
NMLS# 1222166

States Licensed in: IN


Brent Barnhart Headshot (1)
Brent Barnhart

Senior Loan Officer
NMLS# 133850

States Licensed in: IN


Kristin Rajter Headshot (2)
Kristin Rajter

Mortgage Loan Officer
NMLS# 1606229

States Licensed in: IN


About GVC Mortgage.

We believe two things directly contribute to a successful mortgage loan experience: understanding the process and customer service. When it comes to your homebuyer goals, we make them our goals.

The home loan process.

If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.

Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.

When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!

Find the right home loan program.

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Frequently asked questions.

What are the best mortgage loan programs for South Bend?

Mortgage loan options are about more than just location. Sure, location can play a part in what loans you’re eligible for, but, more than that, it’s your finances, the home you’re looking for, and your unique situation. That’s why we take the time to get to know homebuyers before making any recommendations about Indiana home loans.

How do I buy a home in South Bend, Indiana?

Buying a home in South Bend starts by having a conversation with someone from our team. We highly recommend getting pre-approved for you loan before you start house hunting. Taking this step will help you understand your real budget and narrow down your home search results.

How long does the South Bend home buying process take?

There’s a lot of stigma about how long the home buying process takes. In some cases, it might take months, but we can help you close on your home in two weeks, depending on the loan program. If you’re committed to communication and are responsible, then we can work together to move you through the process faster.

How much does it cost to purchase a home in South Bend?

The cost of a home comes down to several factors, but, ultimately, it’s about what you’re looking for in a future home. As an Indiana mortgage provider, we’re able to offer home loan programs designed specifically for your needs.

How much do I need for a down payment in South Bend?

The amount you need for your down payment comes down the loan program you’re using to purchase your home. In most cases you’ll need 0-5% to purchase a home. Ultimately, your down payment amount is about your end goals, the type of home you want to purchase, and your current situation.

I want to purchase a home in South Bend, where should I start?

A short conversation with our team is the best place to start the process. We’ll help you build a custom plan that ends up at the closing table. Our team will help you build a real budget, get you pre-qualified for your loan, and help in any way we can during the house hunting process.

Can you help me purchase a home that isn’t in South Bend?

Absolutely! Since we’re licensed in Indiana we can help you purchase a new home anywhere in the state.

What homebuyers say about us.

Contact your GVC Mortgage team.

How can we help you?