The GVC Mortgage Kokomo Team
Cody Lipinski
Mortgage Consultant, NMLS# 1547308
States Licensed in: IN
Members of our team are licensed in Indiana, which means we can help you with home financing throughout the state.
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About GVC Mortgage Kokomo
The fastest way to get your dream home is to have a team behind you that completely understands your homeownership goals. At GVC Kokomo we believe in helping people the right way. The first step is to learn more about you and your dream home. Only after that initial discovery do we make recommendations. Our team values communication and honesty. We want to help set you up for long term success. It all starts with the right loan. By understanding your needs and wants in a home, we can make the right purchasing recommendations.
As a Kokomo, Indiana mortgage lender, our focus, from day one, is on helping you. We’re proud to serve the Kokomo community and the surrounding area. This is our home too and we’re honored to be part of the homebuying process for our neighbors. Being part of the GVC Mortgage family allows us the opportunity to provide a range of loan program options like FHA home loans, USDA home loans, VA home loans, Conventional home loans, and more all in the name of serving homebuyers.
How Can We Help You?
The Mortgage Process
There’s a stigma about the mortgage process: it’s intimidating, slow, and tedious. At GVC Kokomo, we’ve set out to change that. In fact, depending on the mortgage program, we can help you close on your loan in just 14 days. From the get-go, we commit to providing superior communication and quick turn times.
Step 1: Talk to a mortgage consultant
The first step is simple: reach out to our team. Before we can help you purchase a home, we must know that you want to purchase a home. During this step, we’ll collection information about your financial life and start the process for getting you pre-approved for a loan. We do a quick underwriting process to make sure you qualify and get an understanding of how much you qualify for. Typically speaking, this process takes 24 hours or less and by the end of it, you can start looking for a home with confidence.
Step 2: Apply for your home loan
This step, for many homebuyers, is the most stressful one, but we’re here to help you through it and reduce that stress as much as possible. Our goal is to always keep you informed. Underwriters will look through your documents and verify that you meet the loan program’s specific guidelines. At GVC Mortgage, our underwriters are local, which allows for a faster process.
Step 3: Close on your dream home
When you’re approved, we start working on a review, title work, and appraisal. This step is all about making sure the i’s are dotted and the t’s crossed. Our team wants to make sure the terms of your loan are beneficial to you and will help you achieve your goals. When everything is good to go, we’ll submit for finalization and begin the closing process. Before you know it, you’ll have the keys to your new home!
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Finding the Right Mortgage Loan Program
No two home loan programs are the same. As an Indiana mortgage lender, we work to make sure that we have the best options for our homebuyers. It comes down to your qualifications, location, and financial situation. Our team at GVC Mortgage Kokomo has access to a wide variety of loan programs that are designed to help you achieve your goals of homeownership.
FHA Loans
FHA home loans are designed for those needing a loan with some flexible guidelines. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
USDA Loans
USDA home loans are for borrowers looking to purchase in more rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
VA Loans
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.
Conventional Loans
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
Have a Question About Our Loan Programs?
Frequently Asked Questions
What are the best mortgage loan programs for Kokomo?
The best mortgage loan program in Kokomo is the one that fits your situation. Location is part of the process for finding the right Indiana mortgage program, but it certainly isn’t the only factor.
As a Kokomo mortgage lender, we offer a wide variety of loan programs. Your financial situation, location, and home goals are how we’ll help determine which program is best. Until we fully understand your situation and your goals, we don’t make any recommendations.
Get AnswerHow do I buy a home in Kokomo, Indiana?
Start with us! As a Kokomo mortgage provider, we understand the buying process for our area better than most. Our first step is to get you pre-approved for a loan. Doing this early in the process allows you to search for a home with confidence. We’ll help you get a realistic budget, so you don’t waste time looking at homes that are outside of your price range.
Get AnswerHow long does the Kokomo home buying process take?
There is one major factor that comes into play: communication. The first step to creating a smooth homebuying process in Kokomo is to be fully committed to communication. We make sure you know what’s happening with your loan at every step of the process.
As a homebuyer, your job is to provide us with the information and documentation we need as quickly as you can. This will help keep the process flowing. Ultimately, depending on your loan program, we can help you close on a home in 14 days or less. If you stay on top of document requests, are upfront with your Mortgage Consultant, and work closely with your Realtor, the process can be extremely smooth.
Get AnswerHow much does it cost to purchase a home in Kokomo?
Homes in the Kokomo area vary in size and price. Finding the right home will depend on what you’re looking for and what you can afford. It’s all about your goals. At GVC Mortgage Kokomo, our job is to help guide you to the right loan program for those goals. We’re here to help homebuyers become homeowners. We’ll work one-on-one with you to find the right loan program and the right budget.
Get AnswerHow much do I need for a down payment in Kokomo?
While this size of down payment can and does have financial benefits, it is not the only option. Many of our loan programs provide down payment options between 3 and 5% while others don’t require a down payment at all!
While this size of down payment can and does have financial benefits, it is not the only option. Many of our loan programs provide down payment options between 3 and 5% while others don’t require a down payment at all!
Get AnswerI want to purchase a home in Kokomo, where should I start?
We highly recommend talking to a Mortgage Consultant before you start house hunting because we can help you build a realistic budget for your purchase. Without the right budget in mind, you could end up looking at homes well outside of your price range.
Get AnswerCan you help me purchase a home that isn’t in Kokomo?
Yes, we can! We love helping homebuyers all over the state of Indiana purchase their dream homes. Our licenses allow our team to help anyone purchase a home in Indiana including those located in Lafayette, Greentown, Logansport, Tipton, Frankfort, Gas City, and many other cities around the state.
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GVC Mortgage Kokomo Reviews
Contact the GVC Mortgage Kokomo Team
Office: 765.455.2000
Email: jlipinski@gvcmortgage.com
Address: 2916 South Reed Rd, Kokomo, IN 46902
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