Indianapolis, Indiana


Welcoming You Home


Meet Our Team


The Indianapolis Jones Mortgage Group Team

Kristin Jones


Senior Mortgage Consultant, NMLS# 133660


States Licensed in: IN, FL

Apply with Kristin


Members of our team are licensed in Indiana, which means we can help you with home financing throughout the state.


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About Jones Mortgage Group

At Jones Mortgage Group we place emphasis on communication, service, and personalization. Buying a home is a huge deal for anyone, so we do our best to make the process as simple and straightforward as we can. While you might have questions about the overall process, different loan programs, and even how to get started, we’re here to guide you through each and every step.

We pride ourselves on helping homebuyers make the right decisions from beginning to end. We’re here to serve you. Making the wrong decision during the homebuying process can cost you thousands, which is why we take the time understand your situation and goals. Only after learning more about you can we make recommendations and start you off on this incredible journey to homeownership.


How Can We Help You?



The Mortgage Process

Buying and moving into a new home can be some of the most stressful times for anyone, so we do as much as possible to make the process less stressful. By taking the time to consult with homebuyers, we learn as much as we can about them to help make the best decisions. Then, during the process, we communicate regularly to make sure they know what’s happening. This helps homebuyers feel comfortable and confident that we are moving along as planned and that we will make it to the closing on time.



Step 1: Contact our team

At Jones Mortgage Group, every home purchase starts with a simple, free consultation. Learning about your home goals and needs helps us create a more personal loan experience. Why does that matter? Because we want to make sure you have the right loan program, which can save you time and money.


Step 2: Apply for your mortgage

During the loan process, we stay in contact with you, so you never have to wonder what’s happening or going on with your loan. From pulling documents to filling out forms, we’ll be by your side the entire time. When it’s all said and done, we’ll help you submit your application to underwriting and make sure you’re in great shape before doing so!


Step 3: Close on your dream home

After your loan is approved by the underwriters, we’ll start the closing process! This is the most exciting part of the mortgage experience. Our team will work with you to get the details nailed down and, when it’s all said and done, you’ll get the keys to your home!


Get Started Today


Finding the Right Mortgage Loan Program

We understand that you have unique needs and a unique situation as a homebuyer. Because we understand this, we’re able to find you the right loan program, which saves you time and money. It all comes down to your qualifications, desired home, and financial situation. Jones Mortgage Group offers a wide variety of loan programs all designed to help you achieve your goals of homeownership.


FHA Loans

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

USDA Loans

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

VA Loans

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Conventional Loans

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.


Have a Question About Our Loan Programs?



Frequently Asked Questions


What are the best mortgage loan programs for Indianapolis?



 

The truth is, there isn’t one “best” mortgage loan program. It all depends on your situation and where you’re looking to purchase a home. The reason so many different loan programs exist is because they are designed to help individuals. Each loan has different requirements and different options for homebuyers. Typically, there is a best one for you, as an individual.

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How do I buy a home in Indianapolis, Indiana?



 

Buying a home starts with our team! We’ll walk you through the process, get you pre-qualified, and then guide you to the closing table!

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How long does the Indianapolis home buying process take?



 

The homebuying process is known to take months, but the financing portion doesn’t have to be that way. Depending on the loan program, our team can help you close on your home in 2 weeks.

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How much does it cost to purchase a home in Indianapolis?



 

Homes prices in Indianapolis depend mostly on size and location. As such, it’s difficult to say how much your next home will cost, but our team would be glad to help you understand your real budget, so you can look for the right home.

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How much do I need for a down payment in Indianapolis?



 

Your down payment amount will depend mostly on the loan program you use to purchase your home. In general, though, you won’t need 20% for your down payment. However, if you do put 20% down, you can eliminate PMI and lower your monthly payments.

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I want to purchase a home in Indianapolis, where should I start?



 

Start with us! We would love to talk to you about your homebuying options, walk you through the process, and get you pre-qualified. Then, your Realtor can show you homes that fit within your budget.

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I don’t live in Indianapolis, Indiana. Can you still help me?



 

Our team is licensed in Indiana, which means we can help you purchase a home anywhere in the state. We frequently help homebuyers in Indianapolis, New Palestine, Pendleton, Noblesville, Fishers, New Castle, McCordsville, and Carmel!

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Contact our Indianapolis Team

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Office: 317.576.9911
Email: kjones@jonesmortgagegroup.com

Address: 3850 Priority Way S Dr Ste 116, Indianapolis, IN 46240


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