GVC Mortgage Partner Brand
600 Corporation Dr Ste 200, Pendleton, IN 46064
Meet your Cafe Lending team.
Members of our team our licensed in Indiana which means we can help you with home financing throughout the state.
About Cafe Lending.
At Café Lending, we like to describe our style as professional, but with a casual flair. We understand that buying a home can be an intimidating experience, especially for first-time homebuyers. Because of our experience and understanding, we work one-on-one with homebuyers to create a mortgage experience designed around your needs and unique situation. From our side of things, we work as a team to help keep things simple.
The home loan process.
If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.
Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.
When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
Find the right home loan program.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.