The best mortgage loan program isn’t just about where you live. Property location does play a role in finding the right loan program, but it’s also about your financial situation. As a Carmel mortgage lender, we pride ourselves on helping you find the right mortgage loan program for your individual situation.

No two programs are the same, which means there is a right one for your goals and situation. As a mortgage lender, we only make recommendations after we understand both your goal and situation. Because we provide such a wide range of loan program options, we’re able to truly find the right one for you, which can save you time and money in the long run.

As a Carmel mortgage company, we understand the buying process forward and backward. The first step, no matter how many times you’ve gone through the process, is to contact our team. We’ll take your information and get you pre-approved for your home loan. It’s all about understanding your goals and how we can help you achieve them. Once we understand that, we’ll make a recommendation on what loan program is right for you.

Unfortunately, we can’t answer this question without fully knowing your situation. However, a commitment to communication can help move the process along and we can help you close on a home in 2 weeks or less, depending on the loan program. Because you need to be pre-approved for your loan, find a home, negotiate the sale price of the home, have the home appraised/inspected, and close on your loan it can take a little time for the process to be completed. If you stay on top of document requests, are upfront with your Mortgage Consultant, and work closely with your Realtor, the process can be extremely smooth, though.

Homes in the Carmel area vary in size and price. The right home for you is the one that fits within your financial goals. At GVC Mortgage, we understand that our job is to help guide you to the right loan to help you achieve your goal. We’re here to help homebuyers become homeowners. We’ll work one-on-one with you to find the right loan program and the right budget.

As a Carmel mortgage lender, we’re proud to offer a variety of programs that each offer different benefits for homebuyers. A traditional 20% down payment can offset other costs, but it is not always required. In fact, there are great home loan programs like an FHA home loan that require less than 5%. Other programs don’t require a down payment at all. It truly comes down to which loan fits your goals and situation.

Start with us! We highly recommend talking to a Mortgage Consultant before you start house hunting because we can help you build a realistic budget for your purchase. Without the right budget in mind, you could end up looking at homes well outside of your price range.

Absolutely! Members of our team are licensed in Indiana, Michigan, and Florida which means we can help you purchase a home throughout the states of Indiana, Michigan, and Florida. Because of the way mortgage lender licenses work, we aren’t confined to a city or even a county.

In fact, we frequently help homebuyers in Carmel, Fishers, Zionsville, Westfield, Noblesville, Indianapolis, Tipton, Cicero, and Arcadia. If you’re looking to purchase or refinance in Indiana, Michigan, or Florida we would love to help!