Serving the Greater Carmel, Indiana Area

GVC Mortgage


Meet your GVC Mortgage team.

Members of our team are licensed in Indiana, Michigan, and Florida which means we can help you with home financing throughout both states.

Carla Janson

Branch Manager
NMLS# 144299

States Licensed in: IN, MI, FL


Celeste Meyer Headshot
Celeste Meyer

Branch Manager
NMLS# 235711

States Licensed in: IN


Veronica Goodspeed

Mortgage Consultant
NMLS# 150544

States Licensed in: IN


Susanne Whitsitt

Mortgage Consultant
NMLS# 1784424

States Licensed in: IN

Ben Bare
Ben Bare

Mortgage Consultant
NMLS# 2537169

States Licensed in: IN




About GVC Mortgage.

We believe two things directly contribute to a successful mortgage loan experience: understanding the process and customer service. When it comes to your homebuyer goals, we make them our goals.

The home loan process.

If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.

Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.

When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!

Find the right home loan program.

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Frequently asked questions.

What are the best mortgage loan programs for Carmel?

The best mortgage loan program isn’t just about where you live. Property location does play a role in finding the right loan program, but it’s also about your financial situation. As a Carmel mortgage lender, we pride ourselves on helping you find the right mortgage loan program for your individual situation.

No two programs are the same, which means there is a right one for your goals and situation. As a mortgage lender, we only make recommendations after you understand both your goal and situation. Because we provide such a wide range of loan program options, we’re able to truly find the right one for you, which can save you time and money in the long run.

How do I buy a home in Carmel, Indiana?

As a Carmel mortgage company, we understand the buying process forward and backward. The first step, no matter how many times you’ve gone through the process, is to contact our team. We’ll take your information and get you pre-qualified for your home loan. It’s all about understanding your goals and how we can help you achieve them. Once we understand that, we’ll make a recommendation on what loan program is right for you.

How long does the Carmel home buying process take?

Unfortunately, we can’t answer this question without fully knowing your situation. However, a commitment to communication can help move the process along and we can help you close on a home in 2 weeks or less, depending on the loan program. Because you need to be pre-approved for your loan, find a home, negotiate the sale price of the home, have the home appraised/inspected, and close on your loan it can take a little time for the process to be completed. If you stay on top of document requests, are upfront with your Mortgage Consultant, and work closely with your Realtor, the process can be extremely smooth, though.

How much does it cost to purchase a home in Carmel?

Homes in the Carmel area vary in size and price. The right home for you is the one that fits within your financial goals. At GVC Mortage, we understand that our job is to help guide you to the right loan to help you achieve your goal. We’re here to help homebuyers become homeowners. We’ll work one-on-one with you to find the right loan program and the right budget.

How much do I need for a down payment in Carmel?

As a Carmel mortgage lender, we’re proud to offer a variety of programs that each offer different benefits for homebuyers. A traditional 20% down payment can offset other costs, but it is not always required. In fact, there are great home loan programs like an FHA home loan that require less than 5%. Other programs don’t require a down payment at all. It truly comes down to which loan fits your goals and situation.

I want to purchase a home in Carmel, where should I start?

Start with us! We highly recommend talking to a Mortgage Consultant before you start house hunting because we can help you build a realistic budget for your purchase. Without the right budget in mind, you could end up looking at homes well outside of your price range.

Can you help me purchase a home that isn’t in Carmel?

Absolutely! Members of our team are licensed in Indiana and Michigan, which means we can help you purchase a home throughout the states of Indiana and Michigan. Because of the way mortgage lender licenses work, we aren’t confined to a city or even a county.

In fact, we frequently help homebuyers in Carmel, Fishers, Zionsville, Westfield, Noblesville, Indianapolis, Tipton, Cicero, and Arcadia. If you’re looking to purchase in Indiana or Michigan, we would love to help!

What homebuyers say about us.

Contact your GVC Mortgage Carmel team.

How can we help you?