Adrian, Michigan
The Mortgage Team
3136 N Adrian Hwy Ste C, Adrian, MI 49221
517.266.7651
Meet The Mortgage Team.
Members of our team our licensed in Michigan and Ohio which means we can help you with home financing in each of those states.
Jeff Rolland
Branch Manager
NMLS# 138201
States Licensed in: MI
Jeremy Rolland
Mortgage Consultant
NMLS# 139036
States Licensed in: MI
Martha Koepfle
Mortgage Consultant
NMLS# 138202
States Licensed in: MI, OH
Hillari Gawron
Mortgage Consultant
NMLS# 428486
States Licensed in: MI, OH
Michelle Haynes
Mortgage Consultant
NMLS# 691765
States Licensed in: MI
Billie Patton
Mortgage Consultant
NMLS# 1552840
States Licensed in: MI, OH
Nate Hall
Mortgage Consultant
NMLS# 1694597
States Licensed in: MI, OH
Kenneth Bowman
Mortgage Consultant
NMLS# 1472293
States Licensed in: MI, OH
About The Mortgage Team.
The Mortgage Team lives by a simple motto, “If there’s a will, there is a way!” This idea guides everything we do as a mortgage lender. Rather than saying no and turning homebuyers away, we go the extra mile and help them build a plan to get them to the closing table. If you’re a first-time homebuyer, we understand the process can be intimidating and we do everything to remove the barriers in your way. If this is your fifth home, we’ll make sure you have the right loan program to accomplish your goals. We see you as our neighbor and we take great pride in helping our communities accomplish their homeownership goals.
The home loan process.
If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.
Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.
When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
Finding the right home loan program.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.
Frequently asked questions.
What are the best mortgage loan programs for Adrian?
Mortgage loan options are about more than just location. Sure, location can play a part in what loans you’re eligible for, but, more than that, it’s your finances, the home you’re looking for, and your unique situation. That’s why we take the time to get to know homebuyers before making any recommendations about Michigan home loans.
How do I buy a home in Adrian, Michigan?
Buying a home in Adrian starts by having a conversation with someone from our team. We highly recommend getting pre-qualified for you loan before you start house hunting. Taking this step will help you understand your real budget and narrow down your home search results.
How long does the Adrian home buying process take?
There’s a lot of stigma about how long the home buying process takes. In some cases, it might take months, but we can help you close on your home in two weeks, depending on the loan program. If you’re committed to communication and are responsible, then we can work together to move you through the process faster.
How much does it cost to purchase a home in Adrian?
The cost of a home comes down to several factors, but, ultimately, it’s about what you’re looking for in a future home. As a Michigan mortgage provider, we’re able to offer home loan programs designed specifically for your needs.
How much do I need for a down payment in Adrian?
The amount you need for your down payment comes down the loan program you’re using to purchase your home. In most cases you’ll need 0-5% to purchase a home. Ultimately, your down payment amount is about your end goals, the type of home you want to purchase, and your current situation.
I want to purchase a home in Adrian, where should I start?
A short conversation with our team is the best place to start the process. We’ll help you build a custom plan that ends up at the closing table. Our team will help you build a real budget, get you pre-qualified for your loan, and help in any way we can during the house hunting process.
Can you help me purchase a home that isn’t in Adrian?
Absolutely! Since we’re licensed in Michigan and Ohio, we can help you purchase a new home anywhere in the state including Adrian, Toledo, Tecumseh, Lambertville, Hudson, Brooklyn, Dundee, and many more!