Nappanee, Indiana

Welcoming You Home

Meet Our Team

The Hometown Mortgage Nappanee Team

Tim Weldy

Branch Manager, NMLS# 136738

States Licensed in: IN, MI, OH, FL

Apply with Tim

Jen Cripe

Processing Manager

Kim Humphrey


Members of our team are licensed in Indiana, Michigan, Ohio, and Florida, which means we can help you with home financing throughout those states.

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About Hometown Mortgage Nappanee

At Hometown Mortgage, we strive to create a customer-focused experience every day. We want to get to know you and understand your situation, then help you build a game plan to accomplish your goals. We’ve discovered that this unique approach in the mortgage industry leads to better service and a smoother process for you, the homebuyer. At the end of the day, we’re here to help solve problems and welcome you home.

As a Nappanee, Indiana mortgage provider, we focus on helping. Because we care about neighbors and the communities we serve, we like to start the process by talking one-one-one. Fully understanding your goals and situation helps us better guide you to the right loan program. As a mortgage provider, we’re able to help connect homebuyers with loan programs like FHA home loans, USDA home loans, VA home loans, Conventional home loans, and more all designed to help you purchase your dream home.

How Can We Help You?

The Mortgage Process

With the right home loan, you can save time and money. At Hometown Mortgage, we’re here to help you find that loan. By taking a step back, getting to know you, and really understanding your goals, we can find that loan and get you into your new home.

Step 1: Speak to our consultants

Before you start searching for your dream home, we need to get you pre-qualified. Once you’re pre-qualified, you’ll have a better understanding of your budget and your loan options. From there, you can start searching for that dream home.

Step 2: Apply for your home loan

Once you find your home and we’ve locked onto the right loan program, we’ll help you really dig into your application. Our team will make sure every “I” gets dotted and every “T” gets crossed. We’ll also make sure you have the correct documents before we submit everything to underwriting.

Step 3: Close on your dream home

When your application is approved, we’ll get the last few pieces of the puzzle finalized. From day one our focus is on getting you to the closing table. Once you’ve made it there, you’ll sign a bunch of paperwork and receive the keys to your new home!

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Finding the Right Mortgage Loan Program

As an Indiana mortgage lender, we’re proud to offer a wide variety of mortgage programs. After learning more about the location you want to live in, your finances, and your home goals, we can really help you determine which program is right for you.

FHA Loans

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

USDA Loans

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

VA Loans

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Conventional Loans

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.

Have a Question About Our Loan Programs?

Frequently Asked Questions

What are the best mortgage loan programs for Nappanee?


Finding the best mortgage isn’t just about location. It’s about your specific situation, finances, and home goals. We’ll work with you one-on-one to talk about those things and build a plan that includes the best loan program for you now and in the future.

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How do I buy a home in Nappanee, Indiana?


Buying a home always starts with a conversation. Our team is ready to listen and work with you. Because we’re licensed in multiple states, we can help even more homebuyers purchase their dream homes. We start with a free consultation that covers the mortgage process and helps you better understand your options.

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How long does the Nappanee home buying process take?


The homebuying process is known to take months. However, we can help you close on your home in two weeks, depending on the loan program. We understand that it most likely will take longer than the 2 weeks, but with a commitment to communication, you can help keep the process on track.

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How much does it cost to purchase a home in Nappanee?


Homes in Nappanee can vary in price, so it’s more about what you’re looking for and what you can afford. Our Mortgage Consultants will help you understand your loan options, down payment requirements, and realistic budget. Knowing these things will help you and your Realtor find the right home.

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How much do I need for a down payment in Nappanee?


Down payments are dependent on loan programs and your home goals. In most cases, you aren’t required to put the traditional 20% down. Some loan programs only require 0-5%. Understanding this, we work with you to determine the right down payment and loan program to set you up for future success.

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I want to purchase a home in Nappanee, where should I start?


Start by having a conversation with us! We’ll help you kick off the process on the right foot and walk you through what to expect. The goal is to build a road map to success.

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Can you help me purchase a home that isn’t in Nappanee?


Absolutely! Because we’re licensed in multiple states, we can help you purchase a home anywhere in Indiana, Ohio, Michigan, and Florida. We often help homebuyers in Nappanee, Elkhart, Plymouth, Warsaw, South Bend, Angola, Goshen, and many more!

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Have a Different Question?

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Contact the Hometown Mortgage Nappanee Team

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Office: 574.773.2244

Address: 156 S Main St, Nappanee, IN 46550