Mortgage loan options are about more than just location. Sure, location can play a part in what loans you’re eligible for, but, more than that, it’s your finances, the home you’re looking for, and your unique situation. That’s why we take the time to get to know homebuyers before making any recommendations about Virginia home loans.

Buying a home in Richmond starts by having a conversation with someone from our team. We highly recommend getting pre-approved for your loan before you start house hunting. Taking this step will help you understand your real budget and narrow down your home search results.

There’s a lot of stigma about how long the home buying process takes. In some cases, it might take months, but we can help you close on your home in two weeks, depending on the loan program. If you’re committed to communication and are responsible, then we can work together to move you through the process faster.

The cost of a home comes down to several factors, but, ultimately, it’s about what you’re looking for in a future home. As a mortgage provider licensed in Virginia, Indiana, Tennessee, and North Carolina, we’re able to offer home loan programs designed specifically for your needs.

The amount you need for your down payment comes down to the loan program you’re using to purchase your home. In most cases you’ll need 0-5% to purchase a home. Ultimately, your down payment amount is about your end goals, the type of home you want to purchase, and your current situation.

A short conversation with our team is the best place to start the process. We’ll help you build a custom plan that ends up at the closing table. Our team will help you build a real budget, get you pre-approved for your loan, and help in any way we can during the house hunting process.

Absolutely! Since we’re licensed in Virginia, Indiana, North Carolina, and Tennessee we can help you with home financing throughout each of those states.