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Lebanon, Virginia (1)

Lebanon, Virginia

GVC Mortgage

72 West Main Street,
Lebanon, VA 24266

phone-call (1) 276.210.4042


about gvc mortgage
We believe two things directly contribute to a successful mortgage loan experience: understanding the process and customer service. When it comes to your homebuyer goals, we make them our goals.

Members of our team are licensed in Virginia and Tennessee, which means we can help you with home financing throughout the state.

Heath Ratliff-1
Heath Ratliff

Branch Manager

NMLS#  2574631 

phone-call (1)  276.210.4042 

States Licensed in: VA, TN

the home loan process.

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Step 1:
Talk to our team

If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.
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Step 2:
Apply for a mortgage

Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.
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Step 3:
Close on your home financing

When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
we're here to answer any questions you may have

Frequently Asked Questions

Our Mortgage Consultants are here to help guide you through the process, but in the meantime, check out the answers below to some of our Frequently Asked Questions.

What are the best mortgage loan programs for Lebanon?

Your home loan program is about more than location. Yes, location can play a part, but it’s really about your finances, qualifications, and home goals. That’s exactly why we take the time to learn about every homebuyer we help.

How long does the Lebanon home buying process take?

Start by talking to our team! We’d love to help walk you through the process, get you pre-approved, and help you understand your real budget. If you’re worried about your credit score, we offer free credit education to help get you to where you need to be.

How long does the Lebanon home buying process take?

You’ve probably been told the homebuying process takes months and months to complete. Sometimes, that’s the case, but if you’re committed to communication, we can help you close in weeks, depending on the loan program.

How much does it cost to purchase a home in Lebanon?

Houses in Lebanon come in a large variety of prices and sizes. Ultimately, it’s about what you’re looking for and need in a home.

How much do I need for a down payment in Lebanon?

The amount you need for your down payment comes down to the loan program you’re using to purchase your home. In most cases you’ll need 0-5% to purchase a home. Ultimately, your down payment amount is about your end goals, the type of home you want to purchase, and your current situation.

I don’t live in Lebanon, Virginia. Can you still help me?

Absolutely! Since we’re licensed in Virginia, and Tennessee, we can help you purchase a new home anywhere in those states.

how can we help you?

Contact your
GVC Mortgage
Lebanon team.

Lebanon, Virginia