Members of our team are licensed in Indiana which means we can help you with home financing throughout either of the state.

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About GVC Mortgage Plainfield

When it comes to mortgages, our team focuses on communication, experience, and education. Throughout your Indiana mortgage experience, our team will be in constant communication with you. Whether it’s through our Mortgage Express app or phone calls, text messages, or emails, we’ll make sure you know where you are at in the process. Secondly, our experience in the mortgage industry drives all that we do. We’ve seen pretty much everything when it comes to Indiana mortgages, which is why we’re so equipped to help you! Lastly, we take the time to actively listen to all our homebuyers. It’s this step that sets us apart. By listening to your goals, ideas, and plans we can help connect you to the right loan program and help you build a successful mortgage plan.

As a Plainfield mortgage lender, we’re thrilled to offer our services and experience to all the amazing communities around us. Being part of the GVC Mortgage team allows us to provide a wide range of loan programs like FHA home loans, USDA home loans, VA home loans, Conventional home loans, and more all in the name of serving our clients.

How Can We Help You?

The Mortgage Process

Homebuyers often feel the mortgage journey is going to be tedious, complicated, and drawn out. But, our goal with every Plainfield mortgage is to simplify and streamline the process. With our quick communication and fast processing, we can help you close on your future home on time. We do our best to reduce your stress and increase the personalization we provide. It doesn’t matter if this is your first or fifth home purchase, we’re here to help!

Step 1: Talk to a mortgage consultant

Step 1: Talk to a mortgage consultant

Whether you start the process with Mortgage Express, our mobile app, or by calling our team, we’re ready to listen! We’ll begin by having a conversation about your goals and the type of home you’re looking for. Then, the conversation will be about your individual situation—finances, current living situation, assets, and employment. We need to gather this information so that we can help create a specific plan for you.

Step 2: Apply for your home loan

Step 2: Apply for your home loan

Once we get the basics down and your application put together, we’ll submit everything to underwriting. This is often one of the more stressful parts of the homebuying experience. Don’t worry, though, we’ll guide you through each step and make sure you’re set up for success! The underwriters will be looking over your documents and verifying that you meet the loan program’s specific guidelines.

Step 3: Close on your dream home

When underwriting gives the all clear, we’ll start working on making sure everything is good for your closing! Once the closing is scheduled, be prepared to sign a bunch of paperwork. After the i’s are dotted and t’s crossed, you’ll get the keys to your new home and you can finally move in!

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Finding the Right Mortgage Loan Program

Because no two homebuyers are the same, no two home loan programs are the same. It’s all about your qualifications as a buyer, your location, and your financial situation. The team at GVC Mortgage Plainfield has access to a wide variety of loan programs that are designed to help you achieve your goals of homeownership.

FHA Loans

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

USDA Loans

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

VA Loans

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Conventional Loans

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.

Have a Question About Our Loan Programs?

Frequently Asked Questions

What are the best mortgage loan programs for Plainfield?

The best mortgage loan program isn’t just about where you live, it’s about your situation. Our team will take the time to learn about what you’re looking for in a future home and your current financial life. Then, we can start talking about what loan program will work best for you!

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How do I buy a home in Plainfield, Indiana?

Start with us! Before you even start looking at homes, it’s important to understand your financial options. Our team will carefully evaluate your financials and make recommendations to what your next steps will be including the right loan program to meet your goals.

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How long does the Plainfield home buying process take?

Without having a conversation, it’s nearly impossible to know how long the process may take. However, as part of GVC Mortgage, we can help you close in as little as two weeks, depending on the loan program. It’s important to know that you, as the homebuyer, can help keep the process moving along by responding to requests as quickly as possible.

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How much does it cost to purchase a home in Plainfield?

Homes in the Plainfield area vary in size and price. It’s important to go into the homebuying process with a budget in mind. Our team can help you determine the right budget for your specific situation.

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How much do I need for a down payment in Plainfield?

Your down payment is dependent on a few different criteria including loan program, credit score, and how much you can afford. The good news is that, in most cases, 20% is not required. Many loan programs offer down payments options of 5% or less while qualifying homebuyers may not need a down payment at all.

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I want to purchase a home in Plainfield, where should I start?

Start with us! We highly recommend talking to a Mortgage Consultant before you start house hunting because we can help you build a realistic budget for your purchase. Without the right budget in mind, you could end up looking at homes well outside of your price range.

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I don’t live in Plainfield, Indiana. Can you still help me?

Yes! Because members of our team are licensed in Indiana, we can help you purchase a home throughout the state of Indiana. We aren’t confined to a city or even a county. In fact, we frequently help homebuyers in Carmel, Zionsville, Danville, Mooresville, Brownsburg, Avon, and Westfield. If you’re looking to purchase in Indiana, we would love to help!

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