CH Family Mortgage
522 South Halleck St, DeMotte, IN 46130
Meet CH Family Mortgage.
Members of our team our licensed in Indiana which means we can help you with home financing throughout the state.
About CH Family Mortgage.
CH Family Mortgage lives by a simple motto, “If there’s a will, there is a way!” This idea guides everything we do as a mortgage lender. Rather than saying no and turning homebuyers away, we go the extra mile and help them build a plan to get them to the closing table. If you’re a first-time homebuyer, we understand the process can be intimidating and we do everything to remove the barriers in your way. If this is your fifth home, we’ll make sure you have the right loan program to accomplish your goals. We see you as our neighbor and we take great pride in helping our communities accomplish their homeownership goals.
The home loan process.
If you’re looking to purchase a home, the first step is to talk to our team. We’ll have a one-on-one conversation that results in a customized plan to get you to the closing table. We’ll review your finances and determine the best loan program to help you accomplish your goals.
Once you understand your mortgage options, we’ll start working on your application. During this part of the process, our team will help you determine which documents need to be submitted, what the right down payment is for your goals, and double check everything before submitting to our underwriters.
When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
Finding the right home loan program.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.