The GVC Mortgage Process

Creating a better borrower experience

From beginning to end, GVC Mortgage is committed to making the mortgage experience as simple for homebuyers as possible. Streamlining the steps to apply for your mortgage and be approved for it is at the core of our business. We are continuously improving our processes to deliver faster closing times and a better borrower experience.

Step 1: It All Starts Here

It All Starts Here

Pre-qualifying for your home loan

This step sets the tone for your entire mortgage experience. At GVC Mortgage, we know that not everyone wants to work the same way, which is why there are a couple of ways you can begin the process. The first way is to fill out an online application that goes directly to a mortgage consultant. The consultant will then reach out to you about your home goals and help you finish applying for your loan. The second option is to talk directly with one of our mortgage consultants.

Step 2: Digging into the Loan

Digging into the Loan

Determining the right loan program

After pre-qualifying for your loan, you’ll have a better idea of how much you can afford on your dream home and what loan program is right for your specific situation. To make this experience personalized to your needs, you’ll talk about your financial situation, complete your application, and compile all the necessary documents. We’ll need items like your W2s, Pay Stubs, Bank Statements, and Employment history to verify your eligibility.

Step 3: Appraising the Home

Appraising the Home

Eliminating borrower stress

Arguably, one of the most stressful aspects of the mortgage experience is scheduling an appraisal. Many mortgage lenders put this step completely on borrowers or simply make a recommendation of who to contact. At GVC Mortgage, we’ve made the appraisal process less stressful for homebuyers. We only work with trusted, verified venders and we take care of the scheduling.

Step 4: Double Checking the Facts

Double Checking the Facts

Underwriting your loan

We do our absolute best to complete an initial pre-qualification underwriting of every loan in 24 hours or less. Our underwriters work diligently and as a team to make this happen. What this means for you, as a borrower, is that the process will move faster. You’ll know where your loan stands quicker. During underwriting, our team will go over your documents and assess your qualifications for a loan.

Step 5: One Step Closer to Home

One Step Closer to Home

Approving the loan

After your loan application goes through the underwriting process, it is in the final stages and you’re almost home. Once your loan is approved, we can ship the closing documents the same day. This allows the process to move faster and it means you can close on your loan sooner and finally move home.

Step 6: Welcoming You Home

Welcoming You Home

Meeting at the closing table

Now that your application is approved, it’s time to close! This is the fun part where you get to sign a bunch of paperwork and then get the keys to your new home. Your mortgage consultant will help guide you through the paperwork, scheduling your closing, and even let you know what to bring to your closing.

Want to Learn More

Want to learn more about the GVC Mortgage experience?

Our dedicated mortgage consultants are ready to walk you through the steps of becoming a homeowner.

Find a ConsultantApply Online Now