When it comes to purchasing a home in Michigan, the mortgage process can be intimidating, stressful, and confusing. That’s where the GVC Mortgage Kentwood team comes in. We always put customer service and communication first. Our job, as your Mortgage Consultants, is to help guide you through the entire process. We’ll tell you about your loan options, fill in the gaps, and even walk you through the paperwork you’ll need.
As a Michigan mortgage provider, we do whatever we can to eliminate barriers standing between you and your dream home. We go the extra mile to help get you to the closing table. Whether you’re buying your first or fifth home, we’re here to support you, your financial future, and your family. Our team is ready to help you accomplish your homeownership goals.
Our process is designed around the homebuyer. We work as a team to help you accomplish your goals. Together, with the experience of one of our Mortgage Consultants, you can find the right financing to help you close on your dream home.
Step 1: Talk with our team
The first step in the homebuying process is to talk to someone on our team. We’ll set up a one-on-one conversation that results in a personalized plan to get you to the closing table. During this part of the process, we’ll review your finances and help determine the best Michigan home loan program for your goals.
Step 2: Apply for your mortgage
After we’ve covered your mortgage loan options, we’ll get to work on your application. We’ll help you determine which documents you need, the right down payment for your goals, and triple check everything before we submit it to our underwriters.
Step 3: Close on your dream home
When your application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the process because after you sign your closing documents, we get to welcome you home!
Finding the right mortgage loan program can save you time and money. That’s why it’s so important we understand where you want to purchase, what your finances look like, and what your home goals are. Together, we’ll find the right solution to help you accomplish those goals.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
What are the best mortgage loan programs for Kentwood?
Your mortgage loan program is about more than location. Yes, location can play a part, but it’s really about your finances, qualifications, and home goals. That’s exactly why we take the time to learn about every homebuyer we help.
How long does the Kentwood home buying process take?
You’ve probably been told that the homebuying process takes months and months to complete. Sometimes, that’s the case, but if you’re committed to communication, we can help you close in weeks, depending on the loan program.