2450 44th St SE Ste 302-A, Kentwood, MI 49512
Meet GVC Mortgage Kentwood.
Members of our team our licensed in Michigan, Indiana, Illinois, Ohio, Tennessee, and Florida which means we can help you with home financing in each of these states.
About GVC Mortgage Kentwood.
When it comes to purchasing a home the mortgage process can be intimidating, stressful, and confusing. Especially for first time homebuyers. That’s where we, GVC Mortgage Kentwood team, come in. We put customer service and communication first. Our job, as your Mortgage Consultants, is to help guide you through the entire mortgage and credit education process. We’ll talk to you about your home loan options, fill in the gaps, and even walk you through the paperwork you’ll need. Whether you’re buying your first or fifth home, we’re here to support you, your financial future, and your family. Our team is ready to help you accomplish your homeownership goals.
The home loan process.
The first step in the home buying process is to talk to someone on our team. We’ll set up a one-on-one conversation that results in a personalized plan to get you to the closing table. During this part of the process, we’ll review your finances, talk about credit challenges, and help determine the best Michigan home loan program for your goals.
After we’ve covered your mortgage loan options, we’ll get to work on your application. We’ll help you determine which documents you need, the right home loan down payment for your goals, and triple check everything before we submit it to our underwriters.
When your mortgage application is approved, we’ll schedule the closing and finalize a few last-minute details. This is the most exciting part of the home buying process because after you sign your closing documents, we get to welcome you home!
Finding the right home loan program.
FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.
Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan, as well.
USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.
Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.