Portage, Indiana

Welcoming You Home

Meet Our Team

The GVC Mortgage Portage Team

John Bekelya

John Bekelya

Branch Manager, NMLS# 177010

States Licensed in: IN
Kevin Shea

Kevin Shea

Mortgage Consultant, NMLS# 1330822

States Licensed in: IN, IL, MI

Members of our team are licensed in Indiana and Illinois, which means we can help you with home financing throughout either of those states.

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About GVC Mortgage Portage

At GVC Mortgage Portage we understand that the mortgage process can be intimidating. Even if it’s your fifth time purchasing a home, you can still find the process to be tedious and full of barriers. As a Portage mortgage lender, we’re doing everything we can to remove those barriers and make the process easier for you. By offering personalized service and a custom experience, you’ll find that starting the homebuying process doesn’t need to be overwhelming. In fact, it can and should be simple.

How Can We Help You?

The Mortgage Process

GVC Mortgage Portage is changing the mortgage process by making it a personalized experience. We’re here to help you achieve your goals and we do it as quickly as possible while maintaining accuracy. In fact, depending on the mortgage program, we can help you close on your loan in 14 days. From the beginning, we commit to provide superior communication and quick turn times.

Step 1: Talk to a mortgage consultant

Step 1: Talk to a mortgage consultant

The first step in the process is to connect with our team. We need to know that you’re interested in purchasing a home before we can really get the ball rolling. During this step of the process, we’ll learn more about your financial life and what homeownership looks like for you. The purpose of this initial discover is to get you ready for your mortgage and to determine which loan program will best help you accomplish your goal.

Step 2: Apply for your home loan

Step 2: Apply for your home loan

This is the step of the process that can become stressful for many homebuyers. To help alleviate that stress, we do our best to be in constant communication. Through our years of experience, we’ve discovered that communication is key to making sure the process flows smoothly. After submitting your application, underwriters will look through your documents and verify that you meet the loan program’s specific guidelines.

Step 3: Close on your dream home

Step 3: Close on your dream home

Once you’re approved, we can start on the final details and submit everything for the last underwriting. When that’s complete, it’s time to head to the closing table! This is where you get to sign a bunch of paperwork and walk away with the keys to your new home.

Finding the Right Mortgage Loan Program

We pride ourselves on having the right home loan programs for our borrowers. Being part of the GVC Mortgage family means we have access to over 30 different loan programs. Choosing the right one is about your qualifications, location, and finances. We consider all these factors before making a recommendation on which home loan program is right for you.

FHA Loans

FHA home loans are designed provide flexible guidelines for homebuyers. Removing barriers traditionally associated with mortgage programs, FHA loans offer lower down payment options and easier credit qualifications.

USDA Loans

USDA home loans provide financing for those looking to purchase in rural settings. As a rural development program, USDA loans offer zero down payment mortgage solutions for qualifying borrowers and properties.

VA Loans

Created specifically for active military personnel, veterans, and U.S. Military families, VA home loans offer qualified borrowers a no down payment loan option with lower credit score qualifications.

Conventional Loans

Conventional home loans are great for those who have saved the traditional 20% for a down payment, though smaller down payment options exist for this home loan as well.

Frequently Asked Questions

What are the best mortgage loan programs for Portage?

Often, the best mortgage loan program has less to do about location than it does about your situation. Yes, location can play a role in deciding which Indiana mortgage program is right for you, but we also must take your finances and goals into account. As an Indiana mortgage lender, we offer a wide variety of loan programs to make sure you have the right one.

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How do I buy a home in Portage, Indiana?

The process starts with us. We understand the buying process in Portage better than most because this is where we call home and it’s where we help our neighbors purchase their homes. Talking to us early in the process always you to discover a realistic budget, which, in turn, allows you to house hunt with confidence.

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How long does the Portage home buying process take?

The home buying process ultimately comes down to communication. If you’re dedicated to communication and working with us, then, depending on the loan program, we can help you close in as little as two weeks.

However, the process usually takes a little long as there is paperwork, appraisals, and other behind the scenes tasks. One way to ensure things keep moving is by responding quickly to requests and providing documentation quickly.

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How much does it cost to purchase a home in Portage?

The cost of purchasing a home in Portage is all about what you’re looking for. The process starts with finding the right mortgage loan. Once you know your loan program and your budget, then you can start looking for the right home. Our goal at GVC Mortgage Portage is to help guide you to the right loan, which will in turn help guide you to the right home.

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How much do I need for a down payment in Portage?

Mortgage loan programs all offer different benefits for homebuyers and come with different down payment options, as well.

We’re happy to provide a variety of loan programs that allow homebuyers various opportunities for down payments. The traditional 20% down payment is not always required. In fact, we have access to loan options that require 0-5% for a down payment.

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I want to purchase a home in Portage, where should I start?

It’s recommended to start the process by talking to a Mortgage Consultant. Doing this will help you get a better understanding of the process and set a realistic budget for your home purchase. Our goal is to set you up for success and make sure you can purchase a home you love.

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Can you help me purchase a home outside of Portage?

Absolutely! Our team is fully licensed in Indiana, which means we can help homebuyers all over the state purchase their dream homes. Plus, one of our team members is licensed in Illinois, which means we can also help you purchase a home in Illinois. Along with serving the community of Portage, we frequently help homebuyers in Hammond, Schererville, St. John, Crown Point, Hobart, Gary, Valparaiso, and so many more!

In fact, we frequently help homebuyers in Carmel, Fishers, Zionsville, Westfield, Noblesville, Indianapolis, Tipton, Cicero, and Arcadia. If you’re looking to purchase in Indiana or Kentucky, we would love to help!

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GVC Mortgage Portage Reviews

Contact the GVC Mortgage Portage Team

Office: 219.841.6061
Email: jbekelya@gvcmortgage.com

Address: 3173 Willowcreek Rd, Portage, IN 46368